78
fair

Credit Karma | unitQ Score

The unitQ score is the fraction of public feedback data (iOS & Android) that mentions quality issues.
100 = No Issues. 50 = Some Issues. 0 = All Issues
4 Points Past 7 Days
Category: Finance
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30-Day Trend
 
Poor
 
Fair
 
Good
 
Epic
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Android unitQ Score
Android User Feedback
75%
Android
1336 Reports
iOS unitQ Score
iOS User Feedback
25%
iOS
455 Reports
User Feedback
25%
iOS
455 Reports
75%
Android
1336 Reports
Credit Karma - Latest Quality Issues
iOS
Mar 4, 2023
Closed accounts and address wrong info.
A lot of my accounts have been closed for two or three years but you still just show them closed why? Also the address you have for me at 4454 Sevier is wrong because I have never lived on that address.
Android
Mar 4, 2023
score are off
Android
Mar 4, 2023
After many years I decided to uninstall this app because I did not get help fixing an error with one of creditors.
Android
Mar 5, 2023
The app is a total joke can't log in to your account if you switch phones are from different devices no way to contact customer service.
iOS
Mar 5, 2023
Myself
The reporting and scoring and reporting is most times inaccurate and recycles my score at times to purposely keep it low!
Android
Mar 5, 2023
Helpful to know what's on your credit, but the credit scores are not accurate at all.
Android
Mar 5, 2023
This app is SOOOO inaccurate! My credit was actually 100 points down then what credit karma said i went to a dealer and they said do not use credit karma they are inaccurate
Android
Mar 5, 2023
Annoying ads
Android
Mar 5, 2023
Commercial is posting over everything first thing in the morning every morning without a skip. It wastes my time every morning when I am trying to get into my phone because the CK commercial doesn't let me see anything else on my phone until it's over. I am so fed up with this commercial every morning when I first wake up and pick up my phone! I think I am going to have to reset my phone because nothing else works to stop this commercial from appearing every morning. Very upset!
Credit Karma - Product Description
Making the most of your credit scores starts here. From spotting identity theft to getting personalized loan and credit card recommendations. Ready to make financial progress?

• Check your free credit scores – Learn what affects your credit scores and how you can take control.
• Credit Karma Money™ Spend – A whole new kind of checking experience with no hidden fees,* two-day Early Payday,** and a daily chance to win Instant Karma™ cash reimbursements for debit card purchases.***
• Credit Karma Money™ Save – We’re making it easy to save with no fees, a high-yield savings rate and a monthly chance to win a $20,000 Instant Karma™ cash boost when you make a deposit.****
• Explore the Relief Roadmap - Connect with government stimulus programs, unemployment benefits, debt relief opportunities, loan options and more.
• Free ID monitoring – We help you spot potential identity theft and give you tips for keeping your personal information safer. 
• Free credit monitoring – Get credit alerts when we see important changes happen to your Equifax or TransUnion credit reports.
• Personalized Approval Odds – See which credit card and personal loan offers you’re more likely to get before applying.
• Credit card choices – Browse great credit card offers based on your unique credit profile. 
• All things auto – Tune up your auto loan, save on insurance, see open recalls and find vehicle records.
• Home sweet home – Calculate how much home you can afford, see personalized home loan offers and get a mortgage pre-qualification letter.
• Personal loan shopping – Whether you want to refinance credit card debt or borrow for an emergency, we’ll show you personalized offers based on your credit profile. 
• Credit Karma Tax® - Filing your 2020 state and federal tax returns is 100% free from start to finish, plus you’ll get our Maximum Refund Guarantee*****, Audit Defense****** and dedicated support.
• Search unclaimed money – See if any of the more than $40 billion in unclaimed money has your name on it.

Join more than 100 million members and get all these features, and more, for free. Download the Credit Karma app now.


DISCLAIMERS
Banking services provided by MVB Bank, Inc., Member FDIC.
*Third-party fees may apply. 

**Compared to standard electronic deposit. Early access is dependent on timing of payor’s submission.

***NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#instant 

****NO PURCHASE NECESSARY. For Rules visit https://www.creditkarma.com/lp/sweepstakesrules-checking#savings-instant

*****If you receive a larger federal tax refund amount or owe less in federal taxes using the same Tax Return Information when filing an amended return through another online tax preparation service, then you may be eligible to receive the difference in the refund or tax amount owed up to $100 (minimum $25) in the form of a gift card from Credit Karma Tax®. For details and eligibility, see https://www.creditkarma.com/tax/programterms#1.

******For details and eligibility, see https://www.creditkarma.com/lp/audit-defense-terms/.  Exclusions apply.

$2781 provided in the Credit Karma Tax phone screen image is the average 2018 Federal tax refund based on data provided by the IRS. $2973 is the average 2018 State tax refund in CA based on data provided by the CA Department of Revenue.

Mortgage products and services offered through Credit Karma Mortgage, Inc. NMLS ID# 1588622 | Read licenses at https://www.creditkarma.com/about/mortgage-licenses.
 
Loan services offered through Credit Karma Offers, Inc., NMLS ID# 1628077 | Read licenses at https://www.creditkarma.com/about/loan-licenses | California loans arranged pursuant to a California Financing Law license.
 
Insurance services offered through Credit Karma Insurance Services, LLC (dba Karma Insurance Services, LLC; CA resident license #0172748).
Want to improve your unitQ Score by 20% within 30 days?
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